Going with the flow of traffic and got a speeding ticket?
Didn’t notice a sign for a lower speed limit and you got a big speeding ticket?
Have a minor accident and find yourself charged with careless driving?
Didn’t realize you were driving with an expired licence or your insurance had lapsed and now you’ve been charged with driving without insurance or with an expired licence?
Many people feel they either didn’t do what they were charged with, or feel the penalties are too harsh.
You’re probably worried that your insurance will go up if you get a ticket – and you should be.
If you are convicted of a traffic charge or moving violation, it’s almost certain that your insurance premiums will rise although the exact amounts will depend on your charge and your insurance company.
Rest assured that getting a traffic ticket does not automatically increase your insurance. A charge will only be recorded on your driver’s abstract where it is visible to your insurance company or an employer if you are convicted of the charge. This can only happen after you pay the ticket (plead guilty) or are convicted after a trial.
While you’re worried about the impact of the traffic ticket, you’re probably also worried about the cost of fighting the ticket.